Can I get renter’s insurance on other people possessions at my house?
I’m setting up a home music studio. The other members of my group will be setting in some of their equipment (drums, amplifiers, sound board, etc)
I want some insurance so that I wouldn’t have to replace the stuff if it should be destroyed or stolen.
I only rent the property.
No, you can only insure your property. They have to insure their property.
AND, if you’re using this music studio for any type of business purpose – like practicing, for your professional band, etc. – then you need special coverage – standard renters insurance isn’t going to cover it.
Heck, if you’ve got high value musical equipment, you need to insure that seperately ANYWAY. But you insure your stuff, they insure their stuff.
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